Electronic Payments Coalition News

Court blocks controversial Illinois credit card law after industry backlash

The Electronic Payments Coalition (EPC) has expressed approval of a recent decision by the United States District Court in Chicago.

EPC criticizes CFPB's circular on credit card rewards

Electronic Payments Coalition Executive Chairman Richard Hunt has criticized the Consumer Financial Protection Bureau (CFPB) for its recent circular on credit card reward programs.

EPC supports French Hill as new HFSC chair

EPC Executive Chairman Richard Hunt has expressed support for Congressman French Hill following his election as the new Chairman of the House Financial Services Committee.

Financial Orgs on Credit Card Competition Act: 'To say that consumers will benefit from the Durbin-Marshall bill is inaccurate'

A coalition of financial organizations including the American Bankers Association, Electronic Payments Coalition, Consumer Bankers Association, and others, sent a joint letter to the Senate Committee on the Judiciary in opposition of the proposed Credit Card Competition Act.

Electronic payments drive Cyber Monday's $13 billion economic impact

A recent analysis by the Electronic Payments Coalition (EPC) has highlighted the significant economic impact that electronic payments will have on Cyber Monday, one of the biggest online shopping days of the year.

Credit card networks play vital role in economy, critics say

A recent article in the New York Times has sparked a response regarding its portrayal of credit card use among small businesses.

Editorial board criticizes proposed credit-card legislation

The Wall Street Journal Editorial Board has published an op-ed criticizing the Durbin-Marshall Credit Card Bill, which is being pushed by Senator Dick Durbin.

Electronic payments help reduce Thanksgiving dinner costs

The Electronic Payments Coalition (EPC) has released new research highlighting the benefits of electronic payments for both small businesses and consumers during Thanksgiving.

Senate judiciary's credit card hearing faces criticism over bias claims

The Senate Judiciary Committee recently concluded a hearing concerning the Durbin-Marshall Credit Card Bill, which has sparked significant controversy.

Financial groups urge Congress to reject new credit card regulations

The American Bankers Association, America's Credit Unions, and several other financial associations have collectively urged Congress to reject new mandates on credit card regulations.

Credit card transactions drive $93 trillion in economic activity since 2006

Sales through credit and debit card transactions have contributed to more than $93 trillion in economic activity since 2006, based on data from Nilson.

Senate hearing criticized over proposed credit card mandates

Electronic Payments Coalition Executive Chairman Richard Hunt has criticized Senate Judiciary Chairman Dick Durbin for holding a hearing he describes as politically motivated.

Illinois credit card law faces legal challenge over potential impact

Electronic Payments Coalition Executive Chairman Richard Hunt expressed concerns following a court hearing regarding an injunction lawsuit against a new Illinois state law.

Virginia bankers oppose new legislation on credit card transaction routing

Virginia's banking and credit union representatives have voiced concerns over a new bill that could change how credit card transactions are processed. The Credit Card Competition Act (CCCA), introduced by Senators Dick Durbin of Illinois and Roger Marshall of Kansas, is at the center of this debate.

Campaign opposes new credit card processing law amid federal court challenge

The Electronic Payments Coalition has initiated a significant advertising campaign against a new Illinois law concerning credit and debit card processing. The coalition's effort comes as the law faces legal challenges in federal court. According to the coalition, the legislation will lead to complications for consumers and businesses in Illinois.

Interchange rates stable; consumers prioritize credit card security

The Electronic Payments Coalition (EPC) has released its 2024 Q3 Data Dashboard, providing insights into current trends in the credit and debit card markets. According to the data, interchange rates, which are part of the fees retailers pay for processing credit cards, have remained stable at under 2% for nearly ten years. This finding challenges claims that processing costs are increasing.

Critics question impact of Durbin-Marshall bill on small businesses

Senator Durbin and supporters of the Durbin-Marshall Credit Card Bill claim their efforts are aimed at assisting small businesses, yet critics argue that their actions suggest otherwise. The Senator has recently highlighted meetings with the Home Depot CEO and is set to receive an award during a tour of Macy's, which is recognized as the largest department store in the country.

OCC challenges Illinois law limiting credit card interchange fees

The Office of the Comptroller of Currency (OCC) has expressed strong opposition to a new Illinois law concerning credit and debit card transactions. The OCC filed an amicus brief last week, criticizing the Illinois Interchange Fee Prohibition Act as "bad policy and an unlawful interference with federally granted powers." This legislation is scheduled to take effect on July 1, 2025.

EPC criticizes Illinois credit card processing law backed by Senator Durbin

Electronic Payments Coalition (EPC) Executive Chairman Richard Hunt has responded to an amicus brief filed by Senator Dick Durbin, which supports a new law in Illinois altering credit card processing methods. In his statement, Hunt criticized the initiative, suggesting that it favors large corporate entities over small businesses.

OCC raises concerns over Illinois' new credit card law

An amicus brief submitted by the Office of the Comptroller of Currency (OCC) has brought attention to issues in a new Illinois credit and debit card law, which is set to be implemented on July 1, 2025. The OCC argues that the law, which aims to exclude tax and tip from interchange processing costs, primarily benefits large corporate retailers while causing confusion at checkout points with minimal savings for small businesses.