American Credit News News

AMBA supports new act improving military family's financial protections

The Association of Military Banks of America (AMBA) has expressed its support for Congressman French Hill, Chair-Elect of the House Financial Services Committee, following his introduction of the Military Financial Services Protection Act of 2024.

Court blocks controversial Illinois credit card law after industry backlash

The Electronic Payments Coalition (EPC) has expressed approval of a recent decision by the United States District Court in Chicago.

Banks face challenges with multiple cybersecurity reporting standards

BITS, the technology policy division of the Bank Policy Institute (BPI), has expressed support for the Financial Stability Board's initiative to create a standardized global framework for cyber incident reporting.

C.J. Littrell named president; Jacob Eisen remains CEO at TCM Bank

ICBA Payments, a subsidiary of the Independent Community Bankers of America (ICBA), has announced the appointment of C.J. Littrell as president of TCM Bank, N.A., while Jacob Eisen will continue in his role as CEO.

Concerns raised over New Jersey debt adjuster licensing bill

AFSA's State Government Affairs team has expressed concerns regarding a proposed bill in New Jersey, S1310, which would allow certain for-profit debt adjusters to be licensed to operate within the state.

FTC narrows scope of "junk fees" rule; excludes financial services

The Federal Trade Commission (FTC) has announced its final rule on "junk fees," a decision that narrows the scope of the rule to exclude financial services.

Federal Reserve cuts rates again amid hawkish outlook for future

The Federal Reserve's Federal Open Market Committee (FOMC) decided on December 18 to reduce the federal funds rate target by 25 basis points, moving it to a range of 4.25 percent to 4.5 percent.

Trade groups seek delay in Corporate Transparency Act compliance deadline

AFSA, along with other trade groups, has called for a delay in the compliance deadline of the Corporate Transparency Act (CTA) for existing entities.

Banks can gain CRA credit through veteran-focused banking program

The Association of Military Banks of America (AMBA) and the Veterans Benefits Banking Program (VBBP) have announced a new opportunity for banks to potentially earn Community Reinvestment Act (CRA) credit.

AFSA reports improvement in consumer credit conditions

The recent years have posed significant challenges for both consumers and providers in the consumer credit sector.

EPC criticizes CFPB's circular on credit card rewards

Electronic Payments Coalition Executive Chairman Richard Hunt has criticized the Consumer Financial Protection Bureau (CFPB) for its recent circular on credit card reward programs.

AFC supports House task force's AI regulation recommendations

The American Fintech Council (AFC) has expressed strong support for the recommendations put forth in the Bipartisan House Task Force Report on Artificial Intelligence.

Vehicle finance experts discuss 2024 outcomes and 2025 predictions

Join the All-Star Pulse Panel for an in-depth analysis of 2024 and forecasts for 2025 within the vehicle finance sector and the global vehicle market.

Vehicle finance leaders to discuss market challenges at upcoming conference

Four senior leaders in the vehicle finance industry will gather for a CEO roundtable discussion at the 2025 Vehicle Finance Conference & Expo.

ICBA supports farm aid package included in year-end resolution

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey has expressed approval for the inclusion of a farm bill extension and a $10 billion farm aid package in the year-end continuing resolution.

McHenry and Hill caution Biden administration on last-minute regulatory actions

The Chairman of the House Financial Services Committee, Patrick McHenry (NC-10), along with incoming Chairman and current Vice Chair French Hill (AR-02), have issued letters to agencies and regulators under the jurisdiction of the committee.

SoFi reaches milestone with over 10 million members

SoFi Technologies, Inc. has announced that it now serves over 10 million members through its range of digital financial services.

American Fintech Council enhances leadership with new hires

The American Fintech Council (AFC) has announced the addition of two new team members, Ashley Urisman and Denise Lauria, to strengthen its leadership in state advocacy and operations.

Ecuador completes major debt conversion with Bank of America for Amazon conservation

The Republic of Ecuador has finalized a $1 billion sovereign debt conversion with Bank of America, marking one of the largest transactions of its kind.

Tim Scott discusses future of AI and crypto with David Sacks

Washington, D.C. – Ranking Member Tim Scott of South Carolina held a meeting with David Sacks, who is set to become President Trump's White House A.I. and Crypto Czar.