In recognition of Cybersecurity Awareness Month, the Independent Community Bankers of America (ICBA) and community banks across the nation are providing guidance to help consumers safeguard their financial information against cyber threats.

“In today's digital age, safeguarding your financial data requires ongoing vigilance and proactive security measures,” stated ICBA President and CEO Rebeca Romero Rainey. “Community banks are committed to protecting customer data through strict privacy standards and robust educational initiatives. By staying informed and implementing simple security practices, consumers can play a vital role in maintaining their online safety.”

To reduce the risk of online identity theft, several tips have been shared:

- Avoid responding to unsolicited requests for personal information such as banking IDs or passwords.

- Create strong, unique passwords for each account and consider using a password manager.

- Enable multifactor authentication offered by banks for added security.

- Be cautious of phishing attempts through emails or phone calls asking for personal details.

- Keep software up-to-date to protect against vulnerabilities.

- Regularly monitor accounts for unusual activity and report any suspicious transactions.

Consumers can learn more about protecting their digital lives during Cybersecurity Awareness Month by visiting the Stay Safe Online website. Additional resources are available from the Department of Homeland Security and the Federal Bureau of Investigation.

The ICBA aims to foster an environment where community banks thrive through advocacy, education, and innovation. These institutions play a crucial role in supporting local economies by channeling deposits into community development.