Independent Banker magazine, the monthly publication of the Independent Community Bankers of America® (ICBA), has announced its 2024 Top Lenders. This accolade recognizes outstanding agriculture, commercial, and consumer and mortgage loan producers across three asset size categories.
“ICBA congratulates this year’s top performers in recognition for their contributions to the financial well-being of their local communities,” ICBA President and CEO Rebeca Romero Rainey said. “Their ability to navigate shifting market dynamics while maintaining strong relationships with their customers is commendable.”
The latest issue of Independent Banker highlights how this year's standout performers have demonstrated flexibility, deep community ties, and a strategic approach to risk management. These attributes have enabled them to prioritize and address their customers' unique needs through personalized solutions, reinforcing their unwavering commitment to fostering financial prosperity and stability within their communities.
Using FDIC data from 2023, Independent Banker calculated a lender score out of 100 for each community bank. Scores were determined by combining the average of the bank’s percentile rank for lending concentration and loan growth over the past year in each lending category and asset size, adjusted for loan charge-offs at certain percentile thresholds.
About ICBA:
The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. The organization supports community banks through effective advocacy, education, and innovation.
As local sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals. For more information, visit ICBA’s website at icba.org.