American Credit News

For the first time in 2025, borrowing costs have decreased, prompting questions about whether this will lead to an increase in refinancing activity.

Celia Winslow, President and CEO of the American Financial Services Association (AFSA), addressed the importance of financial stability for active military servicemembers and their families in a recent opinion piece published in Stars and Stripes.

The American Financial Services Association (AFSA) is hosting a webinar titled "Compete or Vanish: A Survival Guide for Lenders in the Age of Online Borrowing" on October 16, 2025, at 2:00 p.m. EST.

The AFSA Education Foundation participated in the Congressional Black Caucus Foundation’s 54th Annual Legislative Conference, joining representatives from the National Automobile Dealers Association (NADA) and the National Association of Minority...

AFSA’s State Government Affairs team has expressed support for Pennsylvania House Bill 1860, which would permit certain employees of licensed motor vehicle sales finance companies to work remotely.

AFSA Chief Economist Tim Gill spoke to a group of economists and research leaders from various industry trade associations in Washington, DC this week.

The American Financial Services Association (AFSA) is set to host a webinar titled "Silos to Solutions – Building F&I Product Data Integrity in Auto Finance" on October 9, 2025, at 2:00 p.m. EST.

The American Financial Services Association (AFSA) will host a webinar titled "Compete or Vanish: A Survival Guide for Lenders in the Age of Online Borrowing" on October 16, 2025, at 2:00 p.m. EST.

AFSA’s State Government Affairs team has released a new white paper analyzing recent changes in consumer protection enforcement.

The American Financial Services Association (AFSA) will host a webinar on October 2, 2025, focusing on the ongoing changes in the U.S. auto finance sector.

Sharon Moore, a longtime professional in the consumer loan industry, has died at the age of 78.

AFSA’s State Government Affairs team has submitted a comment letter to Missouri Secretary of State Dennis Hoskins regarding four proposed ballot initiative petitions.

The Federal Reserve has reduced its target range for the federal funds rate by 25 basis points, now setting it between 4 percent and 4.25 percent.

The American Financial Services Association (AFSA) will host a webinar titled "Silos to Solutions – Building F&I Product Data Integrity in Auto Finance" on October 9, 2025, at 2:00 p.m. EST.

On September 22, 2025, the American Financial Services Association (AFSA) submitted a comment letter in response to the Consumer Financial Protection Bureau’s (CFPB) advance notice of proposed rulemaking regarding supervision of vehicle finance...

The Consumer Financial Protection Bureau (CFPB) has announced updates to its procedures for risk-based supervision of non-bank consumer finance companies.

The House Financial Services Committee convened this week to examine a range of financial frauds and scams impacting consumers in the United States.

Refund processing in auto finance will be the focus of an upcoming webinar hosted by the American Financial Services Association (AFSA) on September 25, 2025, at 2:00 p.m. EST.

The American Financial Services Association (AFSA) will host a webinar focused on best practices for implementing pricing analytics in auto finance.

The Consumer Federation of America (CFA) released a report earlier this week titled “Driven to Default: The Economy-Wide Risks of Rising Auto Loan Delinquencies,” which argues that auto financing in the United States is at a critical point.