American Credit News

In the current financial environment, innovation in asset finance is crucial for staying competitive.

Consumer preferences are rapidly changing, prompting a need for updated payment strategies.

Rooms for the 2025 Independents Conference & Expo, hosted by the American Financial Services Association (AFSA), must be reserved by May 2.

Consumer payment preferences are evolving, and modern payment technologies are adapting to meet the increasing demand for debit transactions.

AFSA has recently issued a response to the New York Department of Motor Vehicles concerning new guidelines for electronic lien and lease reporting.

Start booking your rooms now!

AFSA's State Government Affairs team recently submitted a comment letter to the Rhode Island Senate Committee on Commerce about Senate Bill 17, aimed at addressing "junk fees" and deceptive pricing practices.

AFSA has acknowledged the conclusion of the CFPB's lawsuit against Credit Acceptance Corporation.

In a rapidly changing economic landscape, asset finance leaders are faced with the decision to either evolve or face the threat of obsolescence.

Join Nick Babinsky on Thursday, April 24th, as he discusses the evolution of business-to-consumer messaging in lending.

The Consumer Financial Protection Bureau (CFPB) appears set to alter its approach to supervision and enforcement, based on a recent memo obtained by the American Financial Services Association (AFSA).

Today, the American Financial Services Association (AFSA) expressed support for a bipartisan bill aimed at reforming the civil investigative demand (CID) process at the Consumer Financial Protection Bureau (CFPB).

Nick Babinsky, Chief Product Officer of Solutions by Text, will lead a webinar on April 24th at 2:00 p.m. EST, focusing on the evolution of business-to-consumer messaging in lending.

The Consumer Financial Protection Bureau (CFPB) has announced that it will no longer use participation in the Non-Bank Registry as a basis for enforcement or supervision decisions.

Timothy Gill, Vice President and Chief Economist of the American Financial Services Association (AFSA), said that non-housing consumer credit has contracted for three consecutive months, indicating a worsening environment for household borrowing.

The Federal Communications Commission (FCC) has announced a one-year postponement for the compliance date regarding the rules under the Telephone Consumer Protection Act (TCPA) concerning the revocation of consent for receiving calls and text...

On April 2, 2025, the American Financial Services Association (AFSA) offered its comments on the Consumer Financial Protection Bureau's (CFPB) proposed rule concerning data brokers concerning the Fair Credit Reporting Act (FCRA).

AFSA has released its April State Government Affairs white paper, which draws attention to the increasing trend of non-housing consumer debt.

AFSA, along with other financial trade groups, has expressed its support for H.R.1777, also known as the "Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act."

On April 1, the American Financial Services Association (AFSA) released comments regarding the Consumer Financial Protection Bureau's (CFPB) proposal to implement Regulation AA.